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Job Information

State Bank of Southern Utah Risk Officer in Cedar City, Utah


Essential Duties And Responsibilities

  • Manage and mature the bank’s risk management program. Assist management in identifying, assessing, and monitoring the risk associated with bank activities; works with management in developing controls that mitigate risk to a level acceptable to management, the board, and related committees.

  • Will be the main contact at the bank for fraud and will be expected to follow up with customers, other banks, businesses, law enforcement, etc. to resolve fraud situations and attempt to recover monetary losses.

  • Responsible for the daily monitoring of various fraud systems and reports to ensure fraudulent and suspicious activity is identified and analyzed.

  • Will advise all areas of the bank on risk tolerance and procedures to minimize reputational harm and monetary loss.

  • Responsible for vendor management; coordination of vendor contracts, renewals, reviews, due diligence.

  • Responsible for the bank’s disaster recovery and business continuity program and testing.

  • GLBA Risk Assessment

  • Work with the BSA officer on BSA, AML, and OFAC to ensure that procedures and controls are operating as intended.

  • Work with the Information Security Officer (ISO) to ensure that procedures and controls are operating as intended.

  • Work with the Compliance Director and team to coordinate operational procedures are compliant from their perspective.

  • Create, maintain, and obtain approval for risk related policies.

  • Act as resource for all Bank personnel regarding fraud and risk tolerance.

  • Monitor regulatory environment for potential changes that affect our risk program and appetite.

  • Participate in and help guide the risk committee.

    Minimum Qualifications

  • High School degree or GED

  • 4 year college degree or equivalent expertise and experience

  • 2+ years of related bank risk and compliance work experience

  • Must pass credit and criminal background check

    Preferred Qualifications

  • 4 year college degree

  • 7+ years work experience in a financial institution

  • 5+ years risk related work experience


  • Problem solving

  • Prioritization of task and projects

  • Organizational skills and the ability to multitask

  • Accuracy and efficiency with attention to details

  • Satisfactory skillset in the use of software applications

  • Ability to use and understand core business systems

  • Excellent communication internally and externally

  • Policy and procedure writing ability

  • Analytical abilities

  • Microsoft Office Proficiency (Word, Excel, Outlook, Teams, etc.)

Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities

The contractor will not discharge or in any other manner discriminate against employees or applicants because they have inquired about, discussed, or disclosed their own pay or the pay of another employee or applicant. However, employees who have access to the compensation information of other employees or applicants as a part of their essential job functions cannot disclose the pay of other employees or applicants to individuals who do not otherwise have access to compensation information, unless the disclosure is (a) in response to a formal complaint or charge, (b) in furtherance of an investigation, proceeding, hearing, or action, including an investigation conducted by the employer, or (c) consistent with the contractor’s legal duty to furnish information. 41 CFR 60-1.35(c)